Requested Funding: $75,000 in REGEN + $25,000 in USDC (or stablecoin equivalent)
Proposal Type: Community Treasury Grant (Pilot Initiative)
Category: Capital Infrastructure, Ecosystem Growth, Real World Assets (RWA)
Summary
We propose to fund the initial design and pilot phase of RegenCoopBank, a cooperative regenerative finance institution that will channel capital into local, measurable ecological projects, leveraging Regen Network’s verification infrastructure.
The bank will operate as a multi-stakeholder coop serving:
- Regen-aligned project developers
- Environmental stewards
- Impact investors
- Community-led DAOs and collectives
It is structured to reinforce Regen Network’s primary goals:
- Reward regenerative outcomes
- Leverage data-driven verification
- Advance open-source regenerative financial tools
Problem Statement
Many regenerative and bioregional initiatives aligned with Regen Network lack access to affordable capital. Meanwhile, values-aligned investors and lenders are looking for transparent, regenerative impact and long-term ecological returns. There is currently no trusted, Regen-native capital coordination layer that ensures alignment with ecosystem values, data standards, and community governance.
Proposed Solution
RegenCoopBank will launch as a decentralized cooperative structure — bridging:
- Capital inflow (impact investors, lenders, token holders)
- Capital allocation (local projects, nature-backed assets, regen infra)
- Capital governance (community voting, Regen Registry metrics)
In this pilot phase, we will:
- Legally and digitally incorporate the cooperative (DAO + legal wrapper)
- Assemble a founding member network (Regen-aligned DAOs, stewards, builders)
- Design and launch the first bioregional lending program (5–10 pilot projects)
- Build lightweight credit assessment, repayment, and impact tracking systems
Use of Funds
| Category | Description | Amount |
|---|---|---|
| Legal & Coop Structuring | DAO + coop hybrid design, jurisdictional research, basic compliance | $15,000 |
| Technical Design | dApp UX, lending dashboard, credit scoring logic (Regen integration) | $25,000 |
| Ecosystem Coordination | Workshops, onboarding calls, RWA sourcing, documentation | $10,000 |
| Pilot Lending Capital | Stablecoin pool to deploy into first regenerative loans | $25,000 |
| Comms & Community Ops | Visuals, launch campaign, stakeholder updates, forum discussions | $10,000 |
| Contingency & Audit | Contract reviews, accounting, governance tooling | $5,000 |
Total Requested:
- $75,000 in $REGEN (for incentives, community work, design)
- $25,000 in USDC (for lending pool pilot + operational expenses)
Success Metrics
- Legal + technical design of cooperative structure completed
- 5+ Regen-aligned founding members onboarded
- 5–10 bioregional regen projects sourced, due-diligenced, and approved for loans
- On-chain governance UX demo live (MVP)
- Data/impact verification aligned with Regen Registry
- Final report & recommendation on scaling path (Q1 2026)
Alignment with Regen Network Goals
| Regen Goal | Contribution |
|---|---|
| Ecological Regeneration | Direct funding for measurable, localized regeneration projects |
| Data-Driven Verification | Use of Regen Registry + oracles to verify ecological outcomes |
| Open Source Tools | Lending dashboards, credit scoring models, and DAO templates open-sourced |
Next Steps / Call to Action
We request community approval of this proposal and a suggested contribution for the Regen Community fund in $REGEN. We’ll reach out to other donors as well, it might be even symbolic.
If successful, this will form the capital commons layer of the Regen ecosystem and create an aligned, scalable model to bring in hundreds of values-aligned investors and on-chain lenders.